Last Revision: April 2, 2014

ripplemark, inc. Privacy Policy

Privacy Policy

This “Website” or “Site” shall mean the hosted Site provided by ripplemark, inc. at http://www.ripplemark.co/ by ripplemark, inc. ("ripplemark", "we", "us" and/or "our") and has been created to provide information about our company and our social media and web-hosted platform (the "Site") to our Site users ("you", "your"). This Privacy Policy sets forth ripplemark's policy with respect to information including personally identifiable data ("Personal Data") and other information that is collected from Site users.

1. Information We Collect

When you use the Site, we may collect Personal Data and other information from you, as further described below:

a. Personal Data That You Provide Through the Site

We collect Personal Data from you when you voluntarily provide such information, such as when you use the Site, when you contact us with inquiries, respond to one of our surveys, and register for access to the Site, whether registering directly with ripplemark or via one of your social media accounts.

By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to the Site, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of ripplemark and the authorized third parties referred to herein located in the United States.

b. Other Information

  • Non-Identifiable Data:
    When you interact with ripplemark through the Site, we receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. ripplemark may store such information itself or such information may be included in databases owned and maintained by ripplemark affiliates, agents or service providers. The Site may use such information and pool it with other information to track, for example, the total number of our Site users. It is important to note that no Personal Data is available or used in this process.
  • Aggregated Personal Data:
    In an ongoing effort to better understand and serve the users of the Site, ripplemark often conducts research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us. This research may be compiled and analyzed on an aggregate basis, and ripplemark may share this aggregate data with its affiliates, agents and business partners. This aggregate information does not identify you personally. ripplemark may also disclose aggregated user statistics in order to describe our services to current and prospective business partners and to other third parties for other lawful purposes.

2. Our Use of Your Personal Data and Other Information

ripplemark uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Site, we will use your Personal Data to provide you with access to the Site and to monitor your use of the Site. ripplemark and its subsidiaries and affiliates (the "Related Companies") may also use your Personal Data and other personally non-identifiable information collected through the Site to help us improve the content and functionality of the Site, to better understand our users and to improve the Site. ripplemark and its affiliates may use this information to contact you in the future to tell you about services we believe will be of interest to you. If we do so, each marketing communication we send you will contain instructions permitting you to "opt-out" of receiving future marketing communications. In addition, if at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below.

When you use ripplemark, you will have the opportunity to comment upon and share information, content, photos and other resources related to topics that interest you. Please note that information and content (including any Personal Data) that you elect to post and share publicly through your use of the Site will be publicly available and will not be subject to the terms of this Privacy Policy. Accordingly, please use appropriate discretion when determining what to share publicly with the ripplemark network and the larger Internet community when using the Site

3. Our Disclosure of Your Personal Data and Other Information

There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below:

a. Business Transfers

As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets.

b. Service Providers

From time to time, ripplemark may engage third party service providers and contractors to assist ripplemark with various matters related to the Site and the Personal Data collected and shared through the Site. ripplemark takes care to limit the Personal Data that is shared with such service provider and contractors and endeavors to ensure that these service providers and contractors are subject to agreements that require them to protect the Personal Data.

c. Legal Requirements

ripplemark may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of ripplemark, (iii) act in urgent circumstances to protect the personal safety of users of the Site or the public, or (iv) protect against legal liability.

4. Exclusions

This Privacy Policy does not apply to any Personal Data collected by ripplemark other than Personal Data collected through the Site. This Privacy Policy shall not apply to any unsolicited information you provide to ripplemark through the Site or through any other means. This includes, but is not limited to, information posted to any public areas of the Site, such as forums, any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, "Unsolicited Information"). All Unsolicited Information shall be deemed to be non-confidential and ripplemark shall be free to reproduce, use, disclose, and distribute such Unsolicited Information to others without limitation or attribution.

5. Children

ripplemark does not knowingly collect Personal Data from children under the age of 13. If you are under the age of 13, please do not submit any Personal Data through the Site. We encourage parents and legal guardians to monitor their children's Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on the Site without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Data to ripplemark through the Site, please contact us immediately, and we will endeavor to delete that information from our databases.

6. Links to Other Web Sites

This Privacy Policy applies only to the Site. The Site may contain links to other web sites not operated or controlled by ripplemark ("Third Party Sites"). The policies and procedures we described here do not apply to the Third Party Sites. The links from the Site do not imply that ripplemark endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.

7. Integrating Social Networking Services

One of the special features of the Site is that it allows you to enable or log in to the Site via various social networking services like Facebook or Twitter ("Social Networking Services"). By directly integrating these services, we make your online experiences richer and more personalized. To take advantage of this feature, we will ask you to log into or grant us permission via the relevant Social Networking Service. When you add a Social Networking Services account to the Site or log into the Site using your Social Networking Services account, we will collect relevant information necessary to enable the Site to access that Social Networking Service and your data contained within that Social Networking Service. As part of such integration, the Social Networking Service will provide us with access to certain information that you have provided to the Social Networking Service, and we will use, store and disclose such information in accordance with this Privacy Policy. However, please remember that the manner in which Social Networking Services use, store and disclose your information is governed by the policies of such third parties, and ripplemark shall have no liability or responsibility for the privacy practices or other actions of any Social Networking Services that may be enabled within the Site.

You may also have the option of posting your Site activities to Social Networking Services when you access content through the Site (for example, you may post to Facebook that you performed an activity on the Site); you acknowledge that if you choose to use this feature, your friends, followers and subscribers on any Social Networking Services you have enabled will be able to view such activity.

8. Security

ripplemark uses Security Sockets Layer encryption technology (SSL) to encrypt personal data prior to its traveling over the Internet to our servers. No payment information is ever stored on our servers.

Our servers are co-located with hosting providers and we will store personal data at those hosting providers.

ripplemark takes reasonable steps to protect the Personal Data provided via the Site from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or email transmission is ever fully secure or error free. In particular, email sent to or from the Site may not be secure. Therefore, you should take special care in deciding what information you send to us via email. Please keep this in mind when disclosing any Personal Data to ripplemark via the Internet.

ripplemark does not accept any liability for exposure or accidental exposure of personal data due to hacking or breaches of ripplemark systems. ripplemark will quickly notify through email and internal messaging of any breach in personal information.

9. Other Terms and Condition

Your access to and use of the Site is subject to the ripplemark Terms of Use available at www.ripplemark.co/terms.

10. Changes to ripplemark's Privacy Policy

The Site and our business may change from time to time. As a result, at times it may be necessary for ripplemark to make changes to this Privacy Policy. ripplemark reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Data. This Privacy Policy was last updated on the date indicated above. You will be notified at the next login as well as by email provided to ripplemark of any changes or revisions to this Privacy Policy and you will be forced to indicate your agreement with the terms of such revised Privacy Policy before any continued use of the Site.

11. Access to Information

To keep your Personal Data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct Personal Data in our possession that you have previously submitted via the Site.

Contacting ripplemark

Please also feel free to contact us if you have any questions about ripplemark's Privacy Policy or the information practices of the Site by email at contact@ripplemark.co.